Cash Chat Limited
Building the Community-Owned Economy
Cash Chat is poised to disrupt the exploitative global Fintech and Ad-Tech industries by monetizing user attention and sharing 50% of all net profits directly with its users. This is not just a better app, it’s a better economic model.
Explore Financial Trajectory →The Dual \$1.4 Trillion Opportunity
We are strategically targeting the intersection of two global sectors that are fundamentally broken, unifying them into a single, user-centric economic platform.
Broken Fintech (>$800B)
Slow, high-fee remittance systems that exclude 2 billion people. Our zero-fee model is the antidote.
Broken Ad-Tech (>$600B)
Centralized platforms exploit data. Our BC Bank is a proprietary value engine that turns user attention into compensated equity.
Strategy: The Integrated 3-Pillar Ecosystem
Pillar 1: Cash Chat Messenger
The foundational utility. Provides secure, encrypted communications for daily user stickiness and engagement.
Pillar 2: Cash Chat Bank
The Fintech layer. Licensed platform for near-zero-fee P2P transactions, global remittances, and high-yield savings products.
Pillar 3: BC Bank (Value Engine)
The monetization engine. Proprietary Ad-Tech and data monetization that drives 100% of the company’s profit share back to the user base.
The Unassailable Moat: Economic Alignment
The **Class C Share** model legally guarantees that 50% of all company net profit is distributed to users and agents.
This economic alignment is our defensive barrier. Competitors cannot replicate this without fundamentally changing their publicly traded structure and fiduciary duties to existing shareholders.
The Viral Growth Loop: Acquisition is converted from a cost center into a self-funding investment, powered by the immediate **\$12 Cash Chat deposit** for every successful referral.
Financial Trajectory (2026-2028)
Our viral growth loop is projected to drive exponential scale across key financial metrics. Interact with the buttons below to explore the data.
The Strategic Ask: \$100 Billion
Valuation and Investment
We seek a **\$100 Billion** investment in exchange for **10% of the Class B (Founder) shares**. This structure allows for founder liquidity without diluting the primary profit-sharing pool (Class C shares).
This transaction establishes the company’s pre-money valuation at **\$1 Trillion**.
This valuation is justified by our non-replicable economic moat, the integration of two multi-hundred-billion dollar markets, and our trajectory toward 1.2 billion users by Y3.
Capital Allocation
The capital is distributed across critical areas to guarantee global scale and regulatory stability.
Cash Chat Limited is a revolutionary fintech platform built to transform how financial services are delivered. Accessed across Sub-Saharan Africa. Integrating digital wallet services, cross-border payments, AI financial tools. A growing social-advertising network, the company directly addresses the challenges of financial exclusion, cash dependency, and limited banking access. With over 750,000 users, integration with M-Pesa, all Kenyan banks, and a multi-agent model across multiple countries. Cash Chat is positioned for explosive growth.
We are seeking $51.7 million to scale operations, develop infrastructure, expand into strategic African markets, and deepen AI capabilities. With a projected revenue of $819 million by Year 5, Cash Chat offers investors a compelling opportunity. Earn over 400% ROI while enabling real economic empowerment across the continent.
The Cash Chat Crowdfunding Program has allocated a total of 35% equity. Exclusively to active members of the Cash Chat and Boldcashers communities. This equity distribution consists of two share classes: 100,000 Class B shares representing 10% equity in Cash Chat Limited. 500,000 Class C shares representing 25% equity in the company. The official initial offering price for Class B community unlisted shares is set at $50 per share. Class C shares are priced at $30 per share.
Holders of these community shares have the autonomy to determine their own resale prices. They will freely trade their shares exclusively within the active membership of the Cash Chat and Boldcashers communities. Furthermore, shareholders of both Class B and Class C will be eligible to receive dividends derived from several revenue streams. Including community transaction fees charged on wallet-to-wallet transfers. Income generated from digital advertising sales, and revenue from Cash Chat AI product sales. Dividend distribution dates and amounts will be determined by the Board of Directors in consultation with Class B shareholders.
Cash Chat Unlisted shares offer a rare chance to step beyond the usual stock market crowd. Engage with promising companies on a deeper level. Cash Chat Limited’s current offering, with its two classes of shares,and attractive pricing. And substantial equity stake, presents a compelling opportunity for investors looking to expand their horizons.
The future belongs to those who seize opportunities early — and with Cash Chat’s unlisted shares. You can be part of something bigger while potentially reaping impressive returns.
Ready to invest smart, invest different? Explore Cash Chat’s unlisted shares today on the Community Share Exchange platform. And take your investment journey to the next level!
How to Get Started? Get A Sponsor code
Introducing Cash Chat Limited’s Two-Class Unlisted Share Offering
Cash Chat Limited, a dynamic player in its industry, is now offering a unique chance to invest directly through the Community Share Exchange platform. Here’s what you need to know about the offering:
- Total Equity for Sale: 35% of the company
- Classes of Shares Available:
- Class B Shares: 100,000 shares available at $50 per share
- Class C Shares: 500,000 shares available at $30 per share
Why Choose Cash Chat’s Unlisted Shares?
1. Attractive Pricing & Potential Upside
With Class B shares priced at $50 and Class C shares at just $30, investors can choose the entry point that suits their strategy and budget. Given Cash Chat’s growth trajectory and sector potential, these shares could offer substantial capital appreciation.
2. Meaningful Ownership Stake
Collectively representing 35% equity in Cash Chat, these shares offer investors a significant piece of the company — a stake that carries more weight than typical retail stock investments.
3. Greater Influence & Control
Unlike listed shares where shareholders often have limited say, unlisted shares typically come with enhanced voting rights and the ability to influence company decisions. This means as an investor, you’re not just a bystander; you’re part of the journey.
4. Community-Driven Platform
The Community Share Exchange makes buying and selling these shares easier, providing a trusted marketplace for unlisted equity and empowering investors like you to participate in promising ventures.
What Are Unlisted Shares — and Why Should You Care?
Unlisted shares are private equity stakes in companies that aren’t available on public stock exchanges. Unlike listed shares, which anyone can trade freely on markets like the NYSE or NASDAQ, unlisted shares are owned by a select group of investors — often founders, early employees, and committed backers.
This exclusivity means fewer regulations and reporting burdens for the company, lower costs, and potentially higher returns for investors. In fact, unlisted shares have historically outperformed their listed counterparts by an average of 3.5% annually over the last decade. For investors willing to embrace bit more risk, this presents a significant opportunity.
Who Should Consider Investing?
- Growth-Oriented Investors: If you want exposure to private equity with higher growth potential than public stocks, these shares are ideal.
- Active Investors: Those who want to play an active role in the company’s future, beyond just financial returns.
- Portfolio Diversifiers: Investors aiming to balance their portfolio with alternative assets that don’t always move in sync with public markets.
- Long-Term Thinkers: Unlisted shares reward patience, with tax benefits and capital appreciation growing over time.
How to Get Started?
Investing in Cash Chat’s unlisted shares is straightforward via the Community Share Exchange platform. Simply:
- Create an Account on the platform.
- Review the Detailed Prospectus for both Class B and Class C shares.
- Choose Your Shares based on your investment goals.
- Complete the Purchase Securely and join a growing community of savvy investors.
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